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THE APTA BLOG


Self-Funding vs. Fully Insured: The Key Differences Employers Must Know
This blog post outlines the key differences between fully insured and self-funded employer health plans. In a fully insured plan, employers pay the same premium each month regardless of how much care employees use. This offers predictability but limits flexibility, hides costs, and leaves little room for savings. A self-funded plan, on the other hand, allows employers to pay only when employees use healthcare services. This approach gives employers more control and better tra
Sarah Devine
2 min read


UNDERSTANDING STOP-LOSS FOR SELF-FUNDED INSURANCE
Each year as health premiums continue to rise, choosing a self-funded plan becomes increasingly popular with groups who want to take...
Sarah Devine
3 min read


WHY EMPLOYEE ENGAGEMENT MATTERS TO YOUR WELLNESS PROGRAM’S SUCCESS
How to create a meaningful employee wellness program, or improve your existing healthcare solutions.
Sarah Devine
4 min read
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