CAPTIVES
CASH CENTRIC
COMPREHENSIVE CASH-CENTRIC MODEL
A cash-centric health plan can greatly reduce medical expenses by choosing vetted, high-quality, medical providers who offer affordable cash prices for their services. Paying cash eliminates the need for time consuming administrative work, eliminates medical billing, and pays doctors faster, making it a win-win for everyone!
The Apta Health Cash-Centric model gives companies:
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Instant access to a primary care provider, through either Virtual Private Care or Direct Primary Care
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Guided Healthcare™ Concierges to strip away any member confusion
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High-quality medical care from prenegotiated providers
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A debit card that is pre-loaded to ensure payment at the time of service
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No billing after service
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Increase in plan engagement with our Guided Healthcare™ team
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Lower annual healthcare costs
Our friends at Union Bank & Trust give an account of their experience using Apta Cash and why employers would want to implement the Apta Cash program.
LOWER COSTS ARE JUST THE BEGINNING
Instant access to a primary care provider, through either Virtual Private Care or Direct Primary Care with no out-of-pocket fees
Increase in plan engagement with our Guided Healthcare™ team
A debit card that is pre-loaded to ensure payment at the time of service
High-quality medical care from pre-negotiated providers
No billing after service
Guided Healthcare™ Concierges to strip away any member confusion
WHAT IF A PROVIDER DOESN'T ACCEPT CASH PAYMENT?
Apta’s Guided Healthcare™ team will always advocate for a cash payment provider with no out of pocket costs. However, if this is not possible, members can go through a traditional PPO network* or RBP Plan, but will be subject to a deductible and co-insurance.
HOW DO I SWITCH TO A CASH-CENTRIC PLAN?
