95% Satisfaction Rate
Sustainable Renewals averaging -6% to 3.75%
Over $100 million delivered in savings
Our Most Popular Programs
Can be a stand-alone program or added to any existing health plan. Helps members pay little to nothing out of pocket for high-cost medical procedures. A dedicated team negotiates discounted cash prices directly with providers through our proprietary cash payment platform.
Who this is for:
Businesses
with 75 to 10,000+ Employees
Complete your healthcare strategy with these additional solutions:
Apta Connect
Our proprietary analytics platform powers self-funded plans from end to end, bringing stop-loss strategy, plan performance, and cost insights together in one place. It shows what’s driving medical and pharmacy spend and helps teams make changes that improve care and financial outcomes.
Who this is for:
Consultants who want better stop-loss placement and clearer guidance on plan performance.
Apta Rx
This is a next-generation prescription strategy built to eliminate misaligned incentives and reduce pharmacy costs. With specialty strategies, alternative sourcing, and independent clinical oversight, it gives employers control over spend while ensuring members access affordable, high-quality medications.
Who this is for:
Businesses with
3 to 10,000+ employees
Apta Captive
Apta Captive is an employer-owned alternative to traditional stop-loss that lets companies share risk, protect against large claims, and keep savings when the plan performs well.
Employers benefit directly when healthcare costs are well managed.