
Apta Unbundled
DIY Guided Expertise.
The biggest risk in a self-funded benefit program is flying blind. Most employers who try to build an unbundled plan without the right infrastructure end up with components that don't communicate, data that arrives too late, and costs that surprise them at renewal.
Our proprietary data platform (Apta Connect) ties every component of your Apta Unbundled plan together, including vendor performance, claims trends, and cost drivers, all monitored continuously. This live data layer is there to make sure every component is performing efficiently and catch signs early when something isn't.
We've spent 20 years building the infrastructure, relationships, and expertise it takes to run these plans at the highest level.

Unbundled by design. Full service by nature.
You Choose | We Help Manage |
|---|---|
Your plan design | Contract coordination |
Vendor partners | Pre-vetting vendors |
Service level, can dial-up or dial-down | Program implementation |
Risk tolerance | Underwriting and stop-loss |
Optional Medical and Rx Market Checks | Reporting, Analytics, and Point solution performance |
Apta Health at a glance
Expertise
Our team of experts have helped build, manage, and optimize self-funded programs for 20+ years.
Transparency
We are black and white and don’t operate in gray areas. You will know where every dollar spent goes in your health plan.
Independence
We aren’t tied to misaligned incentives, which gives you more choice and flexibility in your plan design.
Tailor-Built
No company operates the same, so why should your benefits? Choose the best design for your people, your goals, and your budget.
