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Apta Unbundled

Don’t settle for someone else's plan. Build your own.

Apta Unbundled gives employers the freedom to design a completely customized benefits program with full-service support from self-funded experts.

DIY Guided Expertise.

The biggest risk in a self-funded benefit program is flying blind. Most employers who try to build an unbundled plan without the right infrastructure end up with components that don't communicate, data that arrives too late, and costs that surprise them at renewal.

Our proprietary data platform (Apta Connect) ties every component of your Apta Unbundled plan together, including vendor performance, claims trends, and cost drivers, all monitored continuously. This live data layer is there to make sure every component is performing efficiently and catch signs early when something isn't.

We've spent 20 years building the infrastructure, relationships, and expertise it takes to run these plans at the highest level.

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Unbundled by design. Full service by nature.
You Choose
We Help Manage
Your plan design
Contract coordination
Vendor partners
Pre-vetting vendors
Service level, can dial-up or dial-down
Program implementation
Risk tolerance
Underwriting and stop-loss
Optional Medical and Rx Market Checks
Reporting, Analytics, and Point solution performance

Apta Health at a glance

Expertise

Our team of experts have helped build, manage, and optimize self-funded programs for 20+ years.

Transparency

We are black and white and don’t operate in gray areas. You will know where every dollar spent goes in your health plan.

Independence

We aren’t tied to misaligned incentives, which gives you more choice and flexibility in your plan design.

Tailor-Built

No company operates the same, so why should your benefits? Choose the best design for your people, your goals, and your budget.

Ready to see what your customized plan could look like?

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