How it Works
The healthcare model that keeps savings with you.
Traditional healthcare is built on misaligned incentives and hidden costs. Our model eliminates middlemen, gives you control, and guarantees transparency. The programs are customizable. The results are consistent.
We've been doing this for 20 years, serving hundreds of thousands of members.
Here's what never changes:
You see where every dollar goes.
Our fees and pricing are transparent. In a system built on hidden markups and confusing incentives, knowing exactly where the money goes is a rare advantage.
You can change what’s not working.
Need to swap out or remove a wellness program or other solution that isn’t performing? We do that. Pay only for what you need and use.
You work with vetted, best-in-class partners.
Whether you need a custom program or one of our proven, off-the-shelf options, you get access to the best partners in the industry that are scalable for companies of any size.
You own the strategy, not rent it.
With traditional insurance, you're renting your healthcare plan from a carrier. They control the design, the network, and the spend. With Apta Health, you own your strategy which gives you total control over your spending.
Traditional Insurance | Apta Health |
|---|---|
You’re on your own | We guide you every step |
High annual premium increases averaging 15% to 25% | Sustainable renewals averaging -6% to 3.75% |
Confused, frustrated members | Guided support from real people in the U.S. |
Hidden costs & markups | Full and complete transparency |
May or may not be compliant with ERISA and Fiduciary Laws | Designed for fiduciary compliance |
One-size-fits-all plans | Custom tailored plans |
Ready to take control of your health benefits?
To view our most popular program, check out Apta Guardianship.
